Allegheny-Kiski Valley Chapter College Scholarship

Once again, the Allegheny-Kiski Valley Chapter is sponsoring a College Scholarship contest.  Applicants must be attending college, business, technical or trade school in the fall of 2020 to be eligible and an Allegheny-Kiski Valley Chapter, PCUA-affiliated credit union member in good standing to be eligible. Up to four $500 scholarships will be awarded.  All entries must be postmarked by February 5, 2020 and mailed to :  U$X FCU, Attn: Scholarship Entry. PO Box 189, Saxonburg, PA 16056.  Please stop in to pick up an application or call the office and we will mail one to you.


Will your vehicle get you where you’re going?

Worried about traveling this winter for the holidays in your current vehicle? Unsure if you can safely get to and from work without a breakdown?  Then consider financing a new or used vehicle at the Credit Union!  New auto loan rates start as low as 2.99% depending on your credit score.  Our used auto rate starts at 3.99% depending on your credit score.  Any used vehicle must be 7 years or newer and we lend according to the NADA loan value.  Call with any questions you have or come in to apply today!

We also work with Enterprise Car Sales to help  find the perfect vehicle for you!  If you’re looking for a quality used vehicle, they are the place to go! We will finance, if approved, 100% of their selling price!   Check out the cars available on the website www.enterprisecarsales .com or call 1-800-227-7253.





Fraudsters Don’t Take Time Off During the Holidays

This time of year, consumers are inundated with Black Friday and Cyber Monday promotions and deals.  While the holidays raise online and in-store traffic and sales, it also increases fraud.  Unfortunately, fraudsters are hard at work to gain access to your money.  Common fraud types are account takeovers, payment fraud, and scams.

Here are some tips to avoid fraud:  1) when shopping online, don’t be fooled by fake, look-a-like or spoofed websites.  They may contain malware to capture personal information, 2) watch out for fake emails, social media sites or text messages asking for donations to phony charities,  3) be sure to apply in person or go to a business” website to validate offers or approved application messages  that you may receive via email or text, and 4) beware of people asking for payment in the form of prepaid cards, gift cards, wire transfers or going through a third party.  These types of payments are usually not traceable.

The holidays are coming fast!

The holidays are almost here and Christmas Club checks are in the mail!  ‘Tis the season to shop, shop, shop!  But what if you didn’t budget enough this year?  Take advantage of our Christmas loan special.  You can borrow up to $2,000.00 for a term of 12 months.  Rates start as low as 5.0%.  Come in today and apply!  Minimize the financial stress in your holiday with help from your credit union! And don’t forget, Mr. and Mrs. Claus need a nice gift, too!

Closed Dates for 4th Quarter of 2019

The Credit Union will be closed on the following dates:  Monday, October 14th,  Monday, November 11th, Thursday, November 28th, Wednesday, December 25th and January 1st, 2020.  We will close early on Tuesday, December 24th and Tuesday, December 31st.

IMPORTANT info for mobile app users!

If you have home banking with us you can now access your account with our mobile app!  Once logged into home banking, go to manage account tab and go to “activate mobile device”.  You will then need to name your device and get your activation key.  From your app store, download our app (Allegheny Kiski Postal Federal Credit Union) onto your device.  Enter your account number and the password you use for home banking, then enter your activation key and you should be in!  If you will be doing mobile deposits, you will also need to allow camera permissions and contact us to allow mobile deposits on your account.

The most important step to do when you are submitting a check thru mobile deposit capture is to endorse the back of the item.  The endorsement must read For Mobile Deposit Only Allegheny Kiski Postal FCU along with your signature. 

For a full listing of the guidelines or if you have  questions, please give our office a call at (724)337-3717.

Are you traveling in the near future?

If you have a vacation planned or a quick weekend getaway and plan to use your debit or credit card, give our office a call before you go.  We will put a travel notification on your account to avoid  declines while you are away.  Otherwise,our fraud department may put a temporary block on the card until they can verify transactions with you.  This would also apply if you will be spending out of your normal spending habits.

VISA Payments can now be made at office!

We now have another way to may paying your VISA more convenient!  We are now able to take your VISA payment in our office.   Members can bring it in, mail it  to our office with payment stub or call us to transfer the funds from your account.  You can still access the PCUA payment site thru our website, mail in to the payment center or set up a bill pay.

Is your account active?

Do you know when the last transaction was done on your account?  In order for your account to remain in an active status, we ask that you perform a transaction once a year.  You can  either withdraw funds or make a deposit.  Any amount, large or small, is acceptable.  If you are not sure if you need to do something, please give us a call or stop in.

Update your account!

Have you moved recently or has your contact information changed?  Please let us know when any of your information changes so we can reach you. We may need to contact you about your account.