Beginning August 19th, 2025, members using an older version of the mobile app (prior to Mobile 8) will be required to update their mobile app to sign in. Members who have not yet updated will see a message prompting them to update their app before they can log in. The Mobile 8 app includes several security enhancements, including advanced bot detection measures to help safeguard the credit union and our members from automated fraud attempts.
DON’T LOSE YOUR COVERAGE!
If you currently have a loan with the Credit Union and opted to have disability and/or life insurance on the loan, you were sent information about changes to the protection on your loan. Please make sure you have responded to our mailing. As of September 1st, 2025 the insurance will no longer be in effect. You must submit a signed contract for the Debt Protection plan you choose to have any coverage. Please call or stop in for a contract if you have not already responded, or if you have any questions.
Trustage Debt Protection
Beginning September 1, 2025, Trustage is offering a new program to protect our members when unplanned life events happen. The new Debt Protection Program will be replacing the current disability and life insurance plans that are offered. The Debt Protection Program offers death and disability protection, and depending on which plan you choose, the program also offers additional services like accidental dismemberment, terminal illness, hospitalization or family medical leave, and involuntary unemployment.
We have sent a letter to explain this change along with 2 contracts to each member who have the current insurance with Trustage. Please carefully read the contract and choose which plan you would like to have, sign and return to the Credit Union by August 29th, 2025. The second copy is for your records. If we do not receive a signed contract for the new program, you will no longer receive any coverage on your loan(s). Please note that this program is optional to our members.
Please contact the Credit Union with any questions you may have.
IMPORTANT MESSAGE
To any members who were formerly a member of PATA Credit Union, please make sure you are no longer using the old routing number for any ACH transactions or checks. The old routing number, 043386891, is being retired effective 1/31/2025. If you are still using this number, please take time now to change to the correct routing number, which is 243382938. If your information is not up to date, your transaction will not be processed. If you have any questions, please contact our office
What is Regulation D and how does it affect me?
According to the Federal Reserve Act section 19, there are 2 types of accounts with the Credit Union: transactional accounts and non-transactional accounts. A transactional account is your share draft (checking) account. Your share (savings)account is a non-transactional account. Section 19 of the Federal Reserve Act limits the number of transactions that you can conduct using a non-transactional account (share or savings) to 6 per month. This limit is based on when the transaction is posted to your account, not when you authorize the transaction. The following transactions are limited to 6 per month using your share (savings) account: checks from your account, online/mobile banking transfers, automatic transfers ( including those for overdraft protection), transfers made over the phone, any preauthorized automatic withdrawal, and any checks to a third party from your shares (savings). If you exceed the 6 per month limit, you will receive a notice from us. If you continue to exceed the limit each month, we may reject your transaction or be forced to close your account. To avoid this situation, consider opening a share draft (checking) account. Your first 50 checks are free and no limits on transactions. We also have debit cards available once you have been approved for a checking account. Please contact us if you have any questions or concerns.