What is Regulation D?

When it comes to transactions, all accounts are not created equal.  There are “transaction accounts” like share draft accounts (known as checking accounts) which offer unlimited transactions of any type or form.  Then there are “non-transaction accounts” like share accounts (known as a savings account).  Regulation D (Reg D) of the Federal Reserve Bank limits the number of certain types of withdrawals and transfers which can be made on share accounts to a total of no more than six each month.  This monthly limit is based on when the transactions are posted to your shares not when you authorized the ACH transaction.

Will your vehicle get you where you’re going?

Worried about traveling  in your current vehicle? Unsure if you can safely get to and from work without a breakdown?  Then consider financing a new or used vehicle at the Credit Union!  New auto loan rates start as low as 2.99% depending on your credit score.  Our used auto rate starts at 3.99% depending on your credit score.  Any used vehicle must be 7 years or newer and we lend according to the NADA loan value.  Call with any questions you have or come in to apply today!

We also work with Enterprise Car Sales to help  find the perfect vehicle for you!  If you’re looking for a quality used vehicle, they are the place to go! We will finance, if approved, 100% of their selling price!   Check out the cars available on the website www.enterprisecarsales .com or call 1-800-227-7253.

 

 

 

 

Are you traveling in the near future?

If you have a vacation planned or a quick weekend getaway and plan to use your debit or credit card, give our office a call before you go.  We will put a travel notification on your account to avoid  declines while you are away.  Otherwise,our fraud department may put a temporary block on the card until they can verify transactions with you.  This would also apply if you will be spending out of your normal spending habits.

VISA Payments can now be made at office!

We now have another way to may paying your VISA more convenient!  We are now able to take your VISA payment in our office.   Members can bring it in, mail it  to our office with payment stub or call us to transfer the funds from your account.  You can still access the PCUA payment site thru our website, mail in to the payment center or set up a bill pay.

Is your account active?

Do you know when the last transaction was done on your account?  In order for your account to remain in an active status, we ask that you perform a transaction once a year.  You can  either withdraw funds or make a deposit.  Any amount, large or small, is acceptable.  If you are not sure if you need to do something, please give us a call or stop in.