Are you shocked when you open your credit card statement and see the interest rate you’re paying? It’s time for you to apply for a VISA credit card at the Credit Union! We currently have an introductory offer to new cardholders. Get approved and enjoy a rate of 2.99% for the first 6 billing cycles. After the introductory period, the rate becomes 11.9% for purchases and cash advances! Wow..thats an incredible rate! We offer free balance transfers with no annual or monthly fees. Stop in or call for a VISA credit card application today and enjoy an affordable rate.