Notice Regarding Penny Availability (effective 10/29/25)

Due to the Federal Reserve discontinuing the production of pennies, the Credit Union is no longer able to fill requests for rolled pennies. However, penny deposits will continue to be accepted, and change will be provided accurately using the pennies currently available.

We apologize for any inconvenience this may cause and we greatly appreciate your understanding in this matter.

Congrats Jacki!

Congratulations to Jacki on her new job! She will be leaving the Credit Union on October 24, 2025. Thank you for your years of service with the Credit Union. Good luck and best wishes in your future endeavors!

Employment Opportunity

The Credit Union is now accepting applications for a full time or part time employee.

The Credit Union is seeking to hire a Part-time/Full-time Member Service Representative. We are seeking someone with great customer service skills and experience with cash handling preferred. Primary responsibilities include but are not limited to: greet members in the office and answer phones, perform teller transactions accurately, and assist members with account inquiries. Candidates must be a high school graduate or equivalent. Please send your resume and salary requirements to: Allegheny Kiski Postal FCU, Attn: Liz Ellwood, Room 206, New Kensington, PA 15068.

Holiday Loan Special

Need some extra cash for the upcoming holidays? Take advantage of our Christmas loan! We have lowered the rate to as low as 5.50% (based on your credit score) and we have also increased the limit to borrow up to $2,500. It’s easy to apply! You can apply online or come in or call us to get an application from our office. Please give us a call if you have any questions.

IMPORTANT MOBILE APP UPDATE

Beginning August 19th, 2025, members using an older version of the mobile app (prior to Mobile 8) will be required to update their mobile app to sign in. Members who have not yet updated will see a message prompting them to update their app before they can log in. The Mobile 8 app includes several security enhancements, including advanced bot detection measures to help safeguard the credit union and our members from automated fraud attempts.

DON’T LOSE YOUR COVERAGE!

If you currently have a loan with the Credit Union and opted to have disability and/or life insurance on the loan, you were sent information about changes to the protection on your loan. Please make sure you have responded to our mailing. As of September 1st, 2025 the insurance will no longer be in effect. You must submit a signed contract for the Debt Protection plan you choose to have any coverage. Please call or stop in for a contract if you have not already responded, or if you have any questions.

Trustage Debt Protection

Beginning September 1, 2025, Trustage is offering a new program to protect our members when unplanned life events happen. The new Debt Protection Program will be replacing the current disability and life insurance plans that are offered. The Debt Protection Program offers death and disability protection, and depending on which plan you choose, the program also offers additional services like accidental dismemberment, terminal illness, hospitalization or family medical leave, and involuntary unemployment.

We have sent a letter to explain this change along with 2 contracts to each member who have the current insurance with Trustage. Please carefully read the contract and choose which plan you would like to have, sign and return to the Credit Union by August 29th, 2025. The second copy is for your records. If we do not receive a signed contract for the new program, you will no longer receive any coverage on your loan(s). Please note that this program is optional to our members.

Please contact the Credit Union with any questions you may have.

IMPORTANT MESSAGE

To any members who were formerly a member of PATA Credit Union, please make sure you are no longer using the old routing number for any ACH transactions or checks. The old routing number, 043386891, is being retired effective 1/31/2025. If you are still using this number, please take time now to change to the correct routing number, which is 243382938. If your information is not up to date, your transaction will not be processed. If you have any questions, please contact our office

What is Regulation D and how does it affect me?

According to the Federal Reserve Act section 19, there are 2 types of accounts with the Credit Union: transactional accounts and non-transactional accounts. A transactional account is your share draft (checking) account. Your share (savings)account is a non-transactional account. Section 19 of the Federal Reserve Act limits the number of transactions that you can conduct using a non-transactional account (share or savings) to 6 per month. This limit is based on when the transaction is posted to your account, not when you authorize the transaction. The following transactions are limited to 6 per month using your share (savings) account: checks from your account, online/mobile banking transfers, automatic transfers ( including those for overdraft protection), transfers made over the phone, any preauthorized automatic withdrawal, and any checks to a third party from your shares (savings). If you exceed the 6 per month limit, you will receive a notice from us. If you continue to exceed the limit each month, we may reject your transaction or be forced to close your account. To avoid this situation, consider opening a share draft (checking) account. Your first 50 checks are free and no limits on transactions. We also have debit cards available once you have been approved for a checking account. Please contact us if you have any questions or concerns.

Mobile Deposit

With more of our members taking advantage of mobile deposit in our app, here are a few items to remember. All checks must have the proper endorsement on the back of the check. This includes your signature and one the following endorsements: For Mobile Deposit Only Allegheny Kiski Postal FCU, For Mobile Deposit Only AKPFCU or For Mobile Deposit Only AKPostalFCU. If you do not sign the check or use one of the endorsements we cannot accept the deposit. The deposit limit per day is $5,000.00. We use our normal check deposit procedure when processing the funds availability on any deposit . We do not accept third party checks. Please feel free to contact the office (724-337-3717) with any questions you may have.